Renters Insurance in Dallas - Where to Get the Best Rate
Published Saturday, August 23, 2008 by bloggerblognet73751 | E-mail this post
If you're among the 57% of Dallas residents who rent an apartment, condo, or house, and don't have renters insurance, you need to invest in renters insurance today.
Why? Because if you don't have insurance you could lose everything you own. For only a couple hundred dollars a year you can protect your belongings from theft, fire, vandalism, and other disasters.
Finding Cheap Renters Insurance
When you shop for renters insurance, you need to get quotes from several companies so you know you're getting the best rate.
The best way to comparison shop is to go to an insurance comparison website. Here, you fill out a simple questionnaire with information about yourself, your insurance needs, and the place you're renting. You'll then receive quotes from multiple A-rated insurance companies and you can choose the company with the best rate.
On the best insurance comparison websites, you can also talk online with insurance professionals and get answers to all your questions. (See link below.)
Save Even More with Discounts
To save even more on your Dallas renters insurance, ask about discounts you may qualify for. Insurance companies give many discounts that reduce your premium. Some common discounts for renters insurance include ...
* Auto/home discount if you insure both your car and home with the same company
* Senior citizen's and non-smoker's discounts
* Discounts for having safety features in your home, such as security systems, smoke alarms, fire extinguishers, and deadbolt locks
You can also keep your premium down by setting your deductible as high as you can afford. With a higher deductible, your premium will be lower, though you'll have to pay more if you ever have to make a claim.
The Bottom Line
Your possessions are not covered by your landlord's insurance policy, so if you don't buy renters insurance, you're in danger of losing everything you own. Act now to buy this affordable coverage.
Visit http://www.LowerRateQuotes.com/renters-insurance.html to get Dallas renters insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written numerous articles on renters insurance in Dallas.
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