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Inflatable things are usually fun, and usually related to children's activities like pools, slides, and jumping castles. The inflatable business is a huge business especially for boats and watercraft. Inflatable boats are lightweight and it is made of flexible tubes, which contain pressurized gas. These boats have diversified to the point that it is recommended that you have some form of insurance coverage.

Inflatable boats are not only built for fun and games. There are some boats that are used as rescue crafts, dive boats, recreational water skiing, racing, commercial and recreational fishing, and luxury yacht tenders and tenders for larger boats in ports. There are so many uses of this kind of boat that makes it necessary for insurance because of the boats commercial role.

Inflatable boats are largely used as rescue crafts. These boats insure the safety of the lives of the people who are in danger at sea or in a body of water like a lake or river. They helped in countless successful dangerous rescue missions. Rescue teams recognize the important of the trusty inflatable boat. This boat gets insured because it had insured and saved the lives of many people. Insurance companies do recognize the pecuniary value as well as endless use of these boats.

Inflatable boat racing is an enjoying experience, with some of them being converted into motorboats. The boat would be designed in such a way that an outboard motor can be attached to it. Once the boat is converted into a motorboat, races can start to begin! But danger lurks in the corner especially when it comes to activities that have a need for speed. A boat that's inflatable should have insurance because owners recognized the risk involved in speed, that even getting motor boats insured is highly encouraged even if they are not for racing.

It was earlier mentioned that an inflatable boat can be made as a tender for large ships as well as cruise ships. A tender is a small boat, which is used to help a larger ship. A tender is used to transport passengers or supplies to/from the shore to/from the ship. A tender's importance cannot be taken lightly. It is a ship's link to the shore. Insurance should be made to cover this small but very useful boat. Insuring the tender will help you protect your passengers, your supplies and investment!

An inflatable boat can have commercial existence without having to depend on a large boat to become useful. It can be used in commercial as well as recreational fishing. This is a good business because of the boats portability and speed. Insurance protection should be given for this boat, so its covered for damages, liabilities and accidents; this will help boat owners be protected in their investment.

There are many more uses for inflatable boats. Insurance companies do not see these boats as negligible or as mere toys. Do not think that getting a insurance for an inflatable boat as strange and weird. These boats play many important roles in many different industries.

Joel Sampson is a successful webmaster of http://www.boatinsuranceinfo.com He provides more information on charter boat insurance, liability/property insurance and boat insurance Maryland on his website.

Passing your driving test is a great feeling, with drivers young (and in some cases old) breathing a sigh of relief after months of hard work, concentration and studying.

However, when it comes to car insurance it becomes a whole different ball game. As young drivers are considered 'at risk' shortly after passing their driving tests, they face hefty car insurance costs on their first vehicle.

Despite road deaths and serious injury rates having fallen by 33% since the mid-1990s, the casualty rate amongst young drivers remains high. Such statistics, coupled with media attention on 'boy racers' hasn't really helped the image of young drivers.

However, research has shown that one-in-five of us have an accident within six months of passing our tests. In fact, one-in-five of all car accident deaths in the UK are accounted to newly qualified drivers and their passengers.

There are schemes in place at present - such as Pass Plus - that offer the chance to not only further their driving experience through extra lessons to teach advanced driving techniques, but to save themselves some money on their premium.

However, present qualifications are recognised by only a handful of insurance companies, and usually take a year to be honoured on your policy.

A new government-backed scheme to encourage road safety in under-17s is being discussed, with trials taking place at some schools in Scotland from as early as autumn this year, with a national rollout expected in 2010.

It is hoped that the new scheme will encourage young drivers to be more careful on the roads - before they even get on the roads.

The qualification itself could also be beneficial when it comes to finding cheap car insurance - with plans for the qualification to help young drivers earn discounts on their first policy, which could come as welcome news for those worried about any knock-on effects on their premiums.

Looking for cheap car insurance? Compare car insurance from a wide range of providers to find a car insurance quote that suits you.

The makings of 'classic cars' is often a source of debate. Oftentimes, a car is considered to be classic if the public deems it to be 'collectable.' Some, however, may seem to contend that there is only a certain period for classic cars--that the 'real classics' were only up to 1940's for example.

Still, some may even try to categorize car models into eras. Thus, we have the muscle car era, the bullet era, the box-type era, and so on. A more precise classification is one which sets up three categories according to which year the cars were manufactured. These are the antique cars, manufactured from 1880 up to the start of WWI; vintage cars, made between 1916 to 1924, and was the start of the real 'automobiles;' and classic cars, from 1925 up to the near past.

If you are confused on whether that old hunk o' junk in your dad's garage could be worth something, here are some easy guidelines which you can use.

1. Year Manufactured

This is the easiest measure of whether a car is classic or not. You can easily know what year the car is manufactured by checking the Vehicle Identification Number (VIN). Several sites on the Internet could produce all a car's details simply by entering its VIN.

If you are new to the concept of classic cars and would want to simply start your own collection, deal with the year loosely. What I mean is, don't listen to those uptight talks from car enthusiasts about the 'real' era for classics. If you find a sweet-looking 10-year old car, you might as well treat it as a vintage vehicle. The reason for this is simple: car values appreciate over time. Well, that is, if you find a right car.

2. Number of Units

An important measure of a car's "classic-ness" is the number of units that were manufactured and are still in existence. An 80's to 90's Corolla could hardly be defined as a classic, since it was mass produced and proliferated all over the globe. But a first-generation Corolla could have some value somehow, since very few people still have it.

A '55 T-bird is an example of a high-valued classic car, both for the year in which it is manufactured and the number of units released. Ford released only a little more than 10,000 models.

3. Relevance

Not all old cars could be considered as vintage. I personally believe that the title of 'classic' could only be conferred to those cars that have represented a generation. A Volkswagen Beetle, though many people may have it, is a good classic car simply because it carries so much history with it. Along with the Type 2 (the VW Van), it represented the hippie generation. And in contrast to that, the Beetle was also the most popular car for the Nazi elite. Those two contradicting layers simply create a very historic vehicle.

Cars could also be considered relevant if they are seen in TV and movies, as they tend to carry some fond memories of a generation. An 80's Pontiac Trans-Am is not just another high-performance car--it will always be seen as KITT in Knight Rider.

If you have an old car in your garage, you might want to research a bit about its history. You might be holding a valuable gem, and you're just letting it rust away. And if you just love vehicles and automobiles, maybe you ought to go retro and collect classic cars. Not only do they appreciate in value, they also carry great pieces of history.

Own a vintage car today! Not only are they generation-defining, they also appreciate in value. Classic Vehicle Auction offers the widest variety of classic car makes. Visit http://www.classicvehicleauction.com now! Peter Grizzly is an age-old classic car enthusiast. He makes his living now by selling classic cars for sale.

Coming up with gift ideas for her can be frustrating, at first. In the end, you may come up with more ideas than you can possibly use and have fun in the process. It's important to begin by thinking about her likes and dislikes. If she does a lot of traveling, you can use that as a focal point when looking for gift ideas.

For example, when she travels she is going to have to sit for long periods of time. This can cause her pain in the back and legs. Pillows made for this purpose are great gift ideas for her. A vibrating lumbar cushion can help alleviate her back pain and tension. A neck pillow can help her get some rest while she travels. Small travel pillows that fit in her luggage are gifts she will appreciate.

Having a sturdy set of luggage is important, especially if she travels frequently. Start by take a look at her current luggage; keeping in mind her travel habits. Does she have appropriate bags? You may want to pick up a new carry-on bag for her, or a larger set of luggage.

If she has special needs, take those into consideration as well. She might need a small, locked bag for her medications. A travel jewelry case can be a handy gift idea for her so she won't lose her jewelry while away from home or go to bed wearing her fine jewelry and risk breaking or losing it.

Does she have adequate space for her wardrobe? If not, this creates many other gift ideas for her. Her wardrobe may get wrinkled in her current luggage, so she may need to bring an iron with her. If she often keeps her clothing in travel bags, she may be able to use a linen sachet containing her favorite fragrance. This gift will keep her clothing and luggage smelling fresh.

If she flies frequently, the carry-on restrictions on liquids make it difficult to bring along make-up, shampoo, conditioner and lotion. Travel kits with iron, hairdryer and toiletries are helpful. These kits come with small containers so she can take her own soaps, lotions and other toiletries along with her. Creating a travel makeup bag with small versions of the products she uses is another helpful gift idea for her. Bottles of perfume, hairspray and other liquids aren't allowed on flights, so if she travels a lot you could look into the current regulations to see if there is a travel pack you can get for her that she can carry in her luggage.

Traveling means that she will likely be away from her home at night. A small travel alarm is helpful to keep in synch with the rest of the world; just one of many travel gift ideas that can help. There are also fashionable passport covers. Many offer storage for her credit cards and checkbook.

Overseas travelers have to deal with different types of electrical outlets. Plug adapters are unique gift ideas that allow her to use her hair dryer and iron while out of the country. A portable DVD player and a few movies can perk up her business trips. If she enjoys scenic views and wildlife, a set of binoculars is something else to consider when shopping for her.

A digital camera to record her travels is one gift idea she is sure to love. Choosing a camera that can handle still photos and video is nice, but if she is a big fan of video clips you might want to buy her a video camera instead. Both have their advantages. If she likes printing her own pictures, you can buy her a printer and camera package.

To get her work done while on the road, you can buy her a laptop computer. Of course, there are many different styles, models and brands to choose from. Before making your purchase, be sure to get some insight into how she is likely to use her computer while traveling.

GiftIdeasDirect.com is your source for information on gift ideas for all occasions. You'll find articles on topics like anniversary gift ideas, gift ideas for her, gift ideas for moms, gift ideas for him and more at GiftIdeasDirect.com

A family booked a rental cottage last summer, arrived safely and just loved the cottage. However, on the second day of their two week stay, the mom got a call to say her father was seriously ill and not expected to live. The family packed up and returned home, and sadly, her dad died a few days later. After the funeral, the renter called the cottage owner and asked what sort of refund she could expect as they had only used 2 days of their 14 day booking. The owner refused to pay any refund with the explanation that she relied on the cottage rental income to pay the costs of her cottage and it was always fully booked through the season. She was not able to find a replacement rental party at the last minute and as the rental agreement stated; if that was the case no money would be returned. Of course the rental group did not have travel insurance, which would probably have covered trip curtailment due to the illness and/or death of a close relative. The rental cost the family over $4000 and they were not able to recover a penny of that money.

Many people believe that trip insurance is only necessary if there is a flight involved; where delay, lost baggage, and the risk of the airline going bust, is covered; and medical cover is required in a foreign country. Its not considered important, or not considered at all, to buy insurance to cover a trip taken by road to a self catering property in the same province or the same country.

Think again! Most cottage bookings are made several months in advance and many things could happen after you have booked to change your circumstances. Illnesses of any member of the traveling party, redundancy or a call to jury service are just a few of the situations that would be covered by a travel insurance policy. A few insurance companies also offer a change of mind clause, allowing you to cancel for any reason after a booking has been made and paid in full. This normally pays out an amount sufficient to cover any cancellation fee the rental agency or owner may apply.

When you book your vacation rental property, check the property owners or agencies cancellation policies carefully. If it is not clear, ask the question. In general, most private owners and rental agencies will attempt to rebook a property if it is cancelled, and refund your money for the period they have rebooked, less a cancellation fee.

The premium paid for trip insurance becomes less significant, the more you are paying, however it is worthwhile at any price, for your peace of mind.

Heather Bayer is CEO of CottageLINK Rental Management, specialising in cottage vacations in Ontario and Southern Quebec. http://www.clrm.ca